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Pet Insurance and Illness
By admin | December 30, 2011
Pet insurance can help if your cat is diagnosed with a debilitating condition. Knowing the early warning signs of an illness can help you to catch problems early, increasing the likelihood of your cat making a full recovery. If your vet carries out necessary investigative consultations or tests, the cost should be covered by your pet insurance.
According to a new study in the Guardian, 10.3 million cats live in the UK and with such a large feline population, people are becoming increasingly aware of how cats communicate, behave and interact.1 Pet insurance providers are no exception. They understand how small changes in a cat’s behaviour or appearance can be signs of an illness in its early stages.
As a result pet insurance policies often stipulate that if there are any signs of an illness, however slight, before your pet insurance starts or within the first few weeks of your pet insurance policy coming into effect then the cost of treatment for that illness won’t be covered by your pet insurance. It is therefore crucial to be aware of the signs that might indicate a more serious health problem and you can always check your pet insurance policy document as each one will vary. Here are a few key things to look out for:
Changes in behaviour
Perhaps you have noticed a change in your cat’s behaviour; your pet may be uncharacteristically grumpy or shy. On the other hand, your cat may be more affectionate and docile than usual or may suddenly avoid being stroked.
Changes in appearance
Whilst your cat may seem as cheerful as ever, you may notice changes in their appearance; their coat could become thinner or coarser or their weight could fluctuate despite their diet and appetite remaining the same.
Changes in appetite
A change in appetite is another possible sign of illness. Bear in mind that as well as watching your cat’s eating habits you should keep an eye on how much water they drink. Excessive drinking could indicate kidney problems or early diabetes.
As long as your pet is fit and healthy when your pet insurance cover starts then your pet insurance provider should pay all reasonable costs for your cat’s treatment up to the limit shown in your schedule of pet insurance.
Pet insurance providers often recognise the importance of catching problems early. After all, prevention is better, and often more effective, than cure.
[1] – www.guardian.co.uk/world/2010/
Company Profile:
John Lewis Insurance offers a range of insurance services selected by the John Lewis Partnership. These include car, home, life, travel, wedding, event, dog and cat insurance products.
For more information about John Lewis Pet Insurance please visit the website here – www.johnlewis-insurance.com.
John Lewis Insurance is a trading name of John Lewis plc. John Lewis plc is an appointed representative of AXA Insurance UK plc which is authorised and regulated by the Financial Services Authority.
Terms, conditions, limitations, exclusions and eligibility criteria apply. A full copy of the policy wording and the insurance complaints procedure are available on request.
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